This portfolio seeks a high rate of interest consistent with safety and liquidity of principal. The portfolio expects to accomplish this by investing in a diversified group of short-duration, investment grade fixed-income securities that are liquid and readily tradable on a daily basis.

This portfolio seeks a high rate of tax-exempt interest consistent with safety and liquidity of principal. The portfolio expects to accomplish this by investing in a diversified group of short-duration, investment grade, tax-exempt municipal fixed-income securities that are liquid and readily tradable on a daily basis.

This portfolio seeks total return using “alternative” investments to produce absolute or real returns with less volatility than traditional fixed-income or equity solutions. The portfolio expects to accomplish this by investing across multi-managers and multi-strategies within the alternative investment category, using instruments that are liquid and readily tradable on a daily basis.

This portfolio seeks to produce a conservative, non-correlated investment solution which will preserve principal and increase purchasing power over the long term with low volatility, using financial instruments that are liquid and readily tradable on a daily basis. Designed as a core portfolio holding, our Core-Diversified Portfolio expects positive returns on an annual basis.

This portfolio seeks a high rate of current income consistent with reduced risk. The portfolio expects to accomplish this by investing in a diversified group of non-correlated asset classes, targeted income producing strategies and securities that are liquid and readily tradable on a daily basis.

This portfolio seeks to achieve a greater return than the S&P 500 over a complete market cycle while experiencing below average volatility. This fundamentally driven strategy targets companies that either have a dividend yield above the S&P 500 or a historical bias of dividend growth and payout consistency. We believe that (a) the annual growth in the dividends will significantly outpace inflation and (b) stocks of dividend growers also have more potential to appreciate in price.

Our portfolio seeks to achieve a greater return than the S&P 500 over a complete market cycle while experiencing below average volatility. The portfolio expects to accomplish this by utilizing a sector rotation strategy which evaluates the 11 primary sectors of the S&P 500 and then invests in those sectors deemed to have the greatest opportunity. There is a maximum of 25% in any one sector at the time of any rebalance. The portfolio will invest in securities that are liquid and readily tradeable on a daily basis.

Our Private Credit Portfolio seeks a high rate of current income, while providing the potential for annual principal appreciation, too. The portfolio expects to accomplish this by investing in a diversified group of private credit managers, targeted investment strategies and securities that generate income and are illiquid and not tradable on a daily basis.

The portfolio focuses on building a diversified allocation in private credit, primarily through registered funds that offer limited or restricted liquidity. The approach involves investing across various private credit structures, including interval, evergreen, and traditional private funds. However, the strategy may invest up to 50% in publicly traded investments related to cash management and income generation, including: stocks, ETFs, mutual funds, etc., but may not exceed 20% in any one equity position.

Our Private Equity Portfolio seeks to produce a greater return than the MSCI World IMI over a complete market cycle by investing in private equity and financial services companies. The portfolio is designed to provide exposure to private companies and aims to create diversification across geography, industry, vintage year, and portfolio management. We expect to invest primarily through registered funds with restricted or limited liquidity opportunities. However, the strategy may invest up to 50% in publicly traded investments related to financial services, including: stocks, ETFs, mutual funds, etc., but may not exceed 20% in any one equity position.

Our High Income Now Portfolio seeks to generate high levels of current income and capital appreciation through a combination of diversified, leveraged, and even hedged investments - but which are publicly traded and liquid. The core of the strategy involves a blend of exchange-traded funds (ETFs), Business Development Companies (BDCs), Master Limited Partnerships (MLPs), and other opportunistic income-generating solutions. The portfolio seeks to enhance returns through leverage while also potentially employing hedging strategies to mitigate risk and protect against market downturns. This approach is designed for investors seeking a high-income stream from a portfolio within a publicly traded and liquid framework. This strategy may also invest up to 50% in publicly traded individual securities but may not exceed 20% in any one equity position.

Our Aggressive Growth Strategy seeks to produce a greater return than the MSCI Global Index over a complete market cycle. The portfolio has a “go anywhere, anytime” philosophy. For example, it may invest in global stocks, bonds, both long and inverse ETF’s, mutual funds, options, and even cash and cash alternatives. The portfolio may invest in shares of both domestic and foreign companies of any market capitalization, including micro-, small, mid-, and large-capitalization, but may not have more than 25% in any one equity position.

Our Digital Assets Portfolio seeks to produce an investment solution which will increase purchasing power over a complete market cycle by investing in digital assets. Technology investments related to Artificial Intelligence (AI), Blockchain, Cyber Security, Financial Technology (FinTech), and Cellular Mobile Communications/5G are our primary areas of consideration. We expect to invest primarily through liquid securities, including: stocks, ETFs, mutual funds, etc., but may not exceed 20% in any one equity position. The portfolio may also invest up to 25% in private equity related to digital assets technology.